Savings & Investments

Since there are so many different types of savings and investments, it is wise to seek expert advice which can be tailored to suit your own circumstances. Paying too much in tax or charges can seriously reduce your returns.

The value of investments and income from them can go down. You may not get back the original amount invested.

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Saving for retirement can be confusing. There are many options and it is important that the right one or even a combination of options is chosen correctly. The major changes announced in the 2014 budget to the way in which pension benefits can be taken certainly offer more flexibility however it is now more important than ever that the right choices are made . Flexibility only applies where the scheme rules allow and there may be tax consequences to consider.

A Pension is a long term investment the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.

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Wealth Management

Once you have money it’s important that you protect it against the potential threats of taxation, inflation and investment risk. We can help you ensure that you are making the most of tax efficient solutions and have an investment structure which is efficient.

Tax treatment is based on individual circumstances and may be subject to change in the future. The Financial Conduct Authority does not regulate tax planning.

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If you would like to learn more about our services then please contact us.
Call us on 0131 524 8147 or Email:

About us

It is vitally important that you know a little bit more than the phone number of the person looking after your portfolio.

In 2008 Alex set up the business with the aim of providing a personal advice service to clients. Alex understands that everybody is different and that any advice needs to be built on an individual basis.  We believe in looking after people in a way that they have a full clear understanding of what is being discussed without any complicated technical details or financial jargon.

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